CLV Prediction in R
$$
\newcommand{\indep}{\mathrel{\perp\mkern-10mu\perp}}
\newcommand{\P}{\mathbb{P}}
\newcommand{\R}{\mathbb{R}}
\newcommand{\E}{\mathbb{E}}
\newcommand{\Var}{\operatorname{Var}}
\newcommand{\Cov}{\operatorname{Cov}}
\newcommand{\1}[1]{\mathbf{1}\\{#1\\}}
$$